Nearly 1/3 of some “Pre-Approved” offers resulted in denials…

A big credit company is being sued for using tactics to persuade consumers into applying for loans they weren’t qualified for. They would claim that the consumer was ‘pre-approved’ and told them that they had ‘90% odds’ to sway them. ADDITIONALLY this company required lots of personal information from consumers to use their services. Guess […]

Buying tickets…

Have you ever found yourself asking why a $150 ticket ended up costing you closer to $200? My family loves going to the theater, so we have plenty of experience with ticket buying. It is SO FRUSTRATING to see all of these up-charges on tickets! Don’t even get me started on the ‘processing’ fees 😅 […]

Do you advertise to kids?

Did you know that there are special rules to protect kids from advertising? It’s vital that you understand that the Children’s Online Privacy Protection Act (COPPA) rules apply to ALL advertising targeting children – regardless of the medium. If you are advertising to children under the age of 13, you are susceptible to fines, suspensions, […]

Student loans, UGH!

Student loans have always been a topic of interest among students of all ages.  With so much pressure to repay their loans, students are often susceptible to falling for debt-relief schemes… A new case by the FTC resulted in more than $822,000 refunded to students, who were scammed by a company offering student loan relief.  […]

First Day of School for Me!

Believe it or not… It’s the last Friday of August.  How time flies! 😄 I’ll be going in to teach my first class of the semester today and I’m so excited! I love being able to share my many years of legal knowledge with a new generation of students.  It can be challenging at times […]

Do you really owe that $$$?

Have you ever received a weird email saying you had to pay a debt you didn’t know you owed?  Maybe a text from an unknown number?  Spam calls, texts, and emails are so common nowadays that we often think we can see right through them… However, they’re getting more and more realistic.  The FTC has […]


We’ve all been there… Some companies say FREE and then charge you a service fee. or shipping fee. or a processing fee… Despite how often we see it happen, this is an 🗣ILLEGAL practice. Not only will your company be fined, but you’ll often be BANNED from selling or providing a service. Recently, a loaning […]

$100 MILLION for customer redress

In a recent FTC case, 3 healthcare companies were sued after several instances of false claims that misled customers about products and services. 👉🏻The companies lured customers in with deceptive websites … 👉🏻‘High-pressure sales tactics’ were used to convince consumers that their healthcare plans covered all of their concerns. They did NOT. To top it […]

Is Artificial Intelligence smart enough to own its own intellectual property?

In today’s society, we seem to rely more and more on artificial intelligence (AI) to help with different tasks.  We use AI for anything and everything from the mundane to potentially creating other AI systems, programs, etc. The question that seems to be debated is can AI be as smart as a human to own […]

Are you and your business ready for Q3??

As an Ad Law attorney, I remind everyone that all your marketing assets must be legally compliant before using them publicly per the law. Are the photos used on your website copyrighted? Do you have the legal right to use them? Are you using #disclosures? Do you need #disclaimers? Is your marketing compliant with Ad Law? Websites […]